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New students’ long to-do check list can seem daunting—with matriculation, visas, and moving—but AAU strives to uncomplicate the process and guide students through smoothly. 

Here you will find all the information on health insurance a new student might need to know to ensure a healthy and safe university experience.

Don’t hesitate to reach out to AAU’s Insurance Agent, Michaela Lesnak, for help setting up your plan at michaela@helloinsurance.eu or via Whatsapp +420 792 757 833. This service is free for all AAU students!

Non-EU Students

By Czech law, foreigners staying in the Czech Republic longer than 90-days have to arrange travel and medical insurance. And it must cover the entire length of your visa and be issued in the Czech language to comply with visa requirements. The insurance benefit must be a comprehensive plan and cover at least EUR 400 000.

There are many trusted Czech insurance providers including: AXA, Colonnade, Slavia, SV Pojišťovna, Uniqa, and Pojišťovna VZP.

Private insurance provides broad coverage for medically necessary healthcare similar to public health care. Services such as cosmetic procedures, some dental treatments, and certain premium services are usually not covered or require a premium coverage.

EU Students

Health insurance in the Czech Republic covers all EU and Schengen countries. If you are an EU citizen with health insurance, you should be able to maintain and use it in the Czech Republic. Some students choose to buy a Czech cover, regardless, to avoid out of pocket payments and claims, but this is up to you.

Holders of the European Health Insurance Card (EHIC) who stay in Czechia must register the EHIC with the Czech health insurance company.

Czech Students

Czech students face a slightly different situation. Anyone studying in a Czech university program—like AAU—full-time has student status, meaning the state pays their health insurance until the age of 26.

Pension insurance is not the same as health insurance, and it is not required or paid for by the state. Students only pay pension insurance when they work or voluntarily opt-in.

For more information on different student circumstances and taxes, refer to